BA-092 — Reserve funds before asynchronous payment confirmation

[MaryammAli]

• Type: Financial Integrity
• Affected area: wallet and payment workflows
• BackendAcademy
• Summary: Pending high-value transactions can allow the same balance to be spent twice.
• Acceptance criteria: Funds are reserved atomically, released on terminal failure, and included in available-balance calculations.

[Fading-Dev]

@Fading-Dev has applied to work on this issue as part of the Stellar Wave Program's 8th wave.

Hi maintainer,I’m interested in contributing to the task and can ensure timely delivery with clean implementation.

ℹ️ Repo Maintainers: To accept this application, review their application or assign @Fading-Dev to this issue.

[OmniZlatoon]

@OmniZlatoon has applied to work on this issue as part of the Stellar Wave Program's 8th wave.

Maintainer sir, please I can handle this issue on time . Please assign.

ℹ️ Repo Maintainers: To accept this application, review their application or assign @OmniZlatoon to this issue.

[drips-wave]

Congratulations, @Fading-Dev! 🎉 Your application was accepted by the repo's maintainers, and the issue is due on August 31, 2026.

🧑‍💻 @Fading-Dev: Please resolve the issue such that the repo's maintainers have enough time to review your contribution before the due date. You'll earn Points for completing the issue on-time, which will make you eligible for a share of the Stellar Wave Program's reward pool.

Warning

When opening a PR, please link it to this issue to ensure it gets tracked accurately. Points are awarded when this issue is marked as completed by the maintainer.

🤠 Repo maintainers: Please keep an eye on the contributor's progress and review their work before the due date. You can manage this issue, including adjusting its complexity and points, here.

🌊 Happy Wave 🌊