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Add SCA_NOT_COMPLETED outgoing transaction failure reason - #760
Add SCA_NOT_COMPLETED outgoing transaction failure reason#760ls-bolt[bot] wants to merge 1 commit into
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akanter
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Jul 29, 2026
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## Summary
Adds `SCA_NOT_COMPLETED` to `OutgoingTransactionFailureReason`.
When a customer in an SCA-regulated region (e.g. the EU) is issued a
Strong Customer Authentication challenge for a money movement and never
satisfies it, the challenge expires and the transaction fails. Today
that surfaces with no `failureReason` at all, so integrators can't tell
an abandoned authorization apart from a genuine payment failure — the
two need completely different follow-up.
The new value is scoped narrowly to the case where nothing moved, so the
guidance in the description ("no funds were moved; create a new quote
and have the customer authorize it while the challenge is live") is
always true when a client sees it. Failures where an intermediate leg
already executed and needs operator reconciliation continue to surface
as `QUOTE_EXECUTION_FAILED`, matching how other operational failures are
reported.
## Compatibility
Non-breaking. `oasdiff breaking` against `main` reports **0 errors, 17
warnings** — all the same `response-property-enum-value-added`
informational warning, one per operation that returns an outgoing
transaction. The repo's breaking-changes gate runs with `--fail-on ERR`,
so this passes, and `info.version` is unchanged per the repo convention
of bumping only for breaking changes.
## Test plan
- `make build` — rebundled `openapi.yaml` + `mintlify/openapi.yaml`; the
diff is limited to this enum and its description
- `make lint-openapi` — "Woohoo! Your API description is valid. 🎉", 0
errors (remaining warnings are pre-existing repo-wide
`schema-properties-have-examples` noise, untouched by this change)
- `oasdiff breaking main HEAD --fail-on ERR` — exit 0
Requested by @jklein24
Original PR: #760
Summary
Adds
SCA_NOT_COMPLETEDtoOutgoingTransactionFailureReason.When a customer in an SCA-regulated region (e.g. the EU) is issued a Strong Customer Authentication challenge for a money movement and never satisfies it, the challenge expires and the transaction fails. Today that surfaces with no
failureReasonat all, so integrators can't tell an abandoned authorization apart from a genuine payment failure — the two need completely different follow-up.The new value is scoped narrowly to the case where nothing moved, so the guidance in the description ("no funds were moved; create a new quote and have the customer authorize it while the challenge is live") is always true when a client sees it. Failures where an intermediate leg already executed and needs operator reconciliation continue to surface as
QUOTE_EXECUTION_FAILED, matching how other operational failures are reported.Compatibility
Non-breaking.
oasdiff breakingagainstmainreports 0 errors, 17 warnings — all the sameresponse-property-enum-value-addedinformational warning, one per operation that returns an outgoing transaction. The repo's breaking-changes gate runs with--fail-on ERR, so this passes, andinfo.versionis unchanged per the repo convention of bumping only for breaking changes.Test plan
make build— rebundledopenapi.yaml+mintlify/openapi.yaml; the diff is limited to this enum and its descriptionmake lint-openapi— "Woohoo! Your API description is valid. 🎉", 0 errors (remaining warnings are pre-existing repo-wideschema-properties-have-examplesnoise, untouched by this change)oasdiff breaking main HEAD --fail-on ERR— exit 0Requested by @jklein24