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    1. cms-health-mlr-2024-analysiscms-health-mlr-2024-analysisPublic

      Excel-first analysis of 2024 CMS Medical Loss Ratio public-use data, summarizing weighted MLR and rebate exposure by commercial health insurance market.

    2. Excel-based-motor-insurance-pricing-projectExcel-based-motor-insurance-pricing-projectPublic

      Developed an Excel-based motor insurance pricing project that combines policy-level and claim-level data to analyze claim frequency, observed severity, and pure premium across rating segments.

    3. life-term-pricing-mini-studylife-term-pricing-mini-studyPublic

      Estimated net single premiums for a 10-year term life policy across multiple issue ages using mortality assumptions from the SOA Standard Ultimate Life Table and present value modeling in Excel.